Agent skill

Moonpay Virtual Account

Set up a virtual account for fiat on-ramp and off-ramp. An agent skill from moonpay/skills.

MITAuto-check passedBusiness, Finance & HR

Install Moonpay Virtual Account

skills CLI

$ npx skills add moonpay/skills --skill moonpay-virtual-account -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI

$ gh skill install moonpay/skills moonpay-virtual-account --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy

$ git clone --depth 1 https://github.com/moonpay/skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/moonpay-virtual-account .claude/skills/moonpay-virtual-account && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Paste into Claude Code

Install the "moonpay-virtual-account" agent skill from https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account into .claude/skills/moonpay-virtual-account/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "moonpay-virtual-account", then confirm the skill loads.

Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

$skill-installer

$skill-installer install https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account

Type this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.

skills CLI

$ npx skills add moonpay/skills --skill moonpay-virtual-account -a codex

Project install goes to .agents/skills/; add -g for ~/.codex/skills/.

GitHub CLI

$ gh skill install moonpay/skills moonpay-virtual-account --agent codex

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/moonpay/skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/skills/moonpay-virtual-account .agents/skills/moonpay-virtual-account && rm -rf skills-src

Use ~/.agents/skills/ instead of .agents/skills for a personal install.

Codex skills documentation · loads skills from .agents/skills/

Paste into Codex

Install the "moonpay-virtual-account" agent skill from https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account into .agents/skills/moonpay-virtual-account/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "moonpay-virtual-account", then confirm the skill loads.

Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

skills CLI

$ npx skills add moonpay/skills --skill moonpay-virtual-account -a cursor

Project install goes to .agents/skills/; add -g for ~/.cursor/skills/.

GitHub CLI

$ gh skill install moonpay/skills moonpay-virtual-account --agent cursor

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/moonpay/skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/skills/moonpay-virtual-account .cursor/skills/moonpay-virtual-account && rm -rf skills-src

Use ~/.cursor/skills/ instead of .cursor/skills for a personal install.

Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/

Paste into Cursor

Install the "moonpay-virtual-account" agent skill from https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account into .cursor/skills/moonpay-virtual-account/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "moonpay-virtual-account", then confirm the skill loads.

Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

gemini skills install

$ gemini skills install https://github.com/moonpay/skills.git --path skills/moonpay-virtual-account

--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.

skills CLI

$ npx skills add moonpay/skills --skill moonpay-virtual-account -a gemini-cli

Project install goes to .agents/skills/; add -g for ~/.gemini/skills/.

GitHub CLI

$ gh skill install moonpay/skills moonpay-virtual-account --agent gemini-cli

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/moonpay/skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/skills/moonpay-virtual-account .gemini/skills/moonpay-virtual-account && rm -rf skills-src

Use ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.

Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/

Paste into Gemini CLI

Install the "moonpay-virtual-account" agent skill from https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account into .gemini/skills/moonpay-virtual-account/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "moonpay-virtual-account", then confirm the skill loads.

Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

GitHub CLI

$ gh skill install moonpay/skills moonpay-virtual-account

Installs for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).

skills CLI

$ npx skills add moonpay/skills --skill moonpay-virtual-account -a github-copilot

Project install goes to .agents/skills/; add -g for ~/.copilot/skills/.

Manual copy

$ git clone --depth 1 https://github.com/moonpay/skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/skills/moonpay-virtual-account .github/skills/moonpay-virtual-account && rm -rf skills-src

Use ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.

GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/

Paste into GitHub Copilot

Install the "moonpay-virtual-account" agent skill from https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account into .github/skills/moonpay-virtual-account/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "moonpay-virtual-account", then confirm the skill loads.

GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

skills CLI

$ npx skills add moonpay/skills --skill moonpay-virtual-account -a opencode

OpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.

GitHub CLI

$ gh skill install moonpay/skills moonpay-virtual-account --agent opencode

Project scope by default (.agents/skills/); add --scope user for a personal install.

Manual copy

$ git clone --depth 1 https://github.com/moonpay/skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/skills/moonpay-virtual-account .opencode/skills/moonpay-virtual-account && rm -rf skills-src

Use ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.

OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/

Paste into OpenCode

Install the "moonpay-virtual-account" agent skill from https://github.com/moonpay/skills/tree/main/skills/moonpay-virtual-account into .opencode/skills/moonpay-virtual-account/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "moonpay-virtual-account", then confirm the skill loads.

OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.

Facts

Skill name: moonpay-virtual-account
GitHub stars: 113
Token cost: ~1.1k tokens
SKILL.md length: 188 words
Files: 1
Skills in repo: 39
Repo updated: Sep 10, 2026
First seen: Oct 7, 2026
Licence: MIT

At a glance

Set up a virtual account for fiat on-ramp and off-ramp. An agent skill from moonpay/skills.

Works in 5 steps: Create account and start KYC → Check account status → KYC verification → …
Tasks that involve Crypto and DeFi analysis
SKILL.md covers Goal, Setup flow, Onramp (fiat to stablecoin) and Offramp (stablecoin to fiat), plus 2 more sections
Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Moonpay Virtual Account is an agent skill from moonpay/skills. Set up a virtual account for fiat on-ramp and off-ramp. Covers KYC, wallet registration, bank accounts, onramp (fiat to stablecoin), and offramp (stablecoin to fiat).

Its SKILL.md is about 1.1k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR, covering Crypto and DeFi analysis. The repository describes itself as: Skills for AI agents to move money — on-ramps, swaps, wallets, deposits, and more via the MoonPay CLI. The licence is MIT.

When your agent uses it

Tasks that involve Crypto and DeFi analysis

Example prompts

“/moonpay-virtual-account”

Workflow steps

5 steps, taken from the step headings in SKILL.md.

Create account and start KYC
Check account status
KYC verification
Accept required agreements
Register a wallet

What it can do on your machine

Read from SKILL.md and the folder at commit aa672ab. It shows what the files ask for, not the result of running them.

Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md (its code samples are bash).
From the folder's file list and the shell code blocks in SKILL.md.
Network
No URLs in SKILL.md.
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Moonpay Virtual Account loads about 1.1k tokens when it runs. Until then it costs about 48 tokens; SKILL.md has 188 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it: ~48
When it runs · the whole SKILL.md, loaded when a task matches: ~1.1k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from moonpay/skills at commit aa672ab, republished under its MIT licence (© moonpay). 188 words, ~1,135 tokens.

Download SKILL.mdSave it as .claude/skills/moonpay-virtual-account/SKILL.md (or your agent's skills folder).

name: moonpay-virtual-account
description: Set up a virtual account for fiat on-ramp and off-ramp. Covers KYC, wallet registration, bank accounts, onramp (fiat to stablecoin), and offramp (stablecoin to fiat).
tags: fiat

Virtual account (fiat on-ramp & off-ramp)

Goal

Set up and use a MoonPay virtual account to convert between fiat (USD/EUR) and stablecoins (USDC/USDT/EURC) on Solana, Ethereum, Polygon, Base, or Arbitrum.

Setup flow

1. Create account and start KYC

bash

mp virtual-account create

This creates the account and starts KYC verification automatically. It returns a URL to complete identity verification.

2. Check account status

bash

mp virtual-account retrieve

The status field shows where you are. The nextStep field tells you what to do next.

3. KYC verification

bash

# Check KYC status or get the verification link again
mp virtual-account kyc continue

# Restart KYC if something went wrong
mp virtual-account kyc restart

4. Accept required agreements

bash

# List agreements that need to be accepted — shows name and URL for each
mp virtual-account agreement list

Important: Before accepting any agreement, show the user the agreement name and URL from the list output and ask them to open and review it. Only proceed once the user explicitly confirms they have read and agree to the terms.

bash

# Accept an agreement (only after user confirms they have reviewed the URL)
mp virtual-account agreement accept --contentId <content-id>

# View previously accepted agreements
mp virtual-account agreement list --status accepted

5. Register a wallet

bash

mp virtual-account wallet register --wallet main --chain solana

This creates the verification message, signs it locally, and registers — all in one command. Supported chains: solana, ethereum, polygon, base, arbitrum.

bash

# List registered wallets
mp virtual-account wallet list

Onramp (fiat to stablecoin)

bash

# Create an onramp — returns deposit account (bank IBAN or account number)
mp virtual-account onramp create \
  --name "My Onramp" \
  --fiat USD \
  --stablecoin USDC \
  --wallet <registered-wallet-address> \
  --chain solana

# Get onramp details (includes deposit account, fees, legal disclaimer)
mp virtual-account onramp retrieve --onrampId <id>

# List onramps
mp virtual-account onramp list

# Update an onramp (change wallet, chain, or stablecoin)
mp virtual-account onramp update --onrampId <id> --chain ethereum

# Cancel an onramp
mp virtual-account onramp cancel --onrampId <id>

# Create an open banking payment
mp virtual-account onramp payment create \
  --onrampId <id> \
  --amount 100 \
  --fiat USD

# Check payment status
mp virtual-account onramp payment retrieve \
  --onrampId <id> \
  --paymentId <payment-id>

Offramp (stablecoin to fiat)

Register a bank account first

bash

# Register a USD bank account (ACH)
mp virtual-account bank-account register \
  --currency USD \
  --type ACH \
  --accountNumber <number> \
  --routingNumber <number> \
  --providerName "Chase" \
  --providerCountry US \
  --givenName John \
  --familyName Doe \
  --email john@example.com \
  --phoneNumber +14155551234 \
  --address.street "123 Main St" \
  --address.city "New York" \
  --address.state NY \
  --address.country US \
  --address.postalCode 10001

# List registered bank accounts
mp virtual-account bank-account list

# Delete a bank account
mp virtual-account bank-account delete --bankAccountId <id>

Create and use an offramp

bash

# Create an offramp
mp virtual-account offramp create \
  --name "My Offramp" \
  --bankAccountId <bank-account-id> \
  --stablecoin USDC \
  --chain solana

# List offramps
mp virtual-account offramp list

# Get offramp details
mp virtual-account offramp retrieve --offrampId <id>

# Update an offramp (change fiat currency / bank account)
mp virtual-account offramp update --offrampId <id> --fiat EUR

# Cancel an offramp
mp virtual-account offramp cancel --offrampId <id>

# Send stablecoin to an approved offramp (signs and broadcasts locally)
mp virtual-account offramp initiate \
  --wallet main \
  --offrampId <id> \
  --amount 100

Other commands

bash

# List transactions
mp virtual-account transaction list

moonpay-auth — Login and wallet setup (required before virtual account)
moonpay-check-wallet — Check stablecoin balances
moonpay-swap-tokens — Swap or bridge stablecoins after onramp

Files

Just SKILL.md in skills/moonpay-virtual-account of moonpay/skills.

Open the folder on GitHubat commit aa672ab

Compare with similar skills

Moonpay Virtual Account next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Moonpay Virtual Account compared with similar skills
Skill	Stars	Used in	Tokens	Auto-check	Licence	Repo updated
Moonpay Virtual Account this skillmoonpay/skills	113	—	~1.1k	Automated safety check: Pass	MIT	29 days ago
Technical Analysttradermonty/claude-trading-skills	3k	4 repos	~4.6k	Automated safety check: Pass	MIT	3 days ago
Polyclawchainstacklabs/polyclaw	359	1 repos	~2k	Automated safety check: Pass	Apache-2.0	5 mo ago
Longbridge Researchhelsome/folio	270	3 repos	~2.1k	Automated safety check: Pass	MIT	6 days ago
Stock Analysis24mlight/StockClaw	101	2 repos	~2k	Automated safety check: Notes	MIT	6 mo ago
Swapper Depositswapperfinance/swapper-toolkit	852	—	~1.8k	Automated safety check: Pass	MIT	6 mo ago

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Questions about Moonpay Virtual Account

What does Moonpay Virtual Account do?

Set up a virtual account for fiat on-ramp and off-ramp. An agent skill from moonpay/skills. Moonpay Virtual Account is an agent skill from moonpay/skills. Set up a virtual account for fiat on-ramp and off-ramp.

When should I use Moonpay Virtual Account?

Moonpay Virtual Account fits situations like: tasks that involve Crypto and DeFi analysis.

How do I install Moonpay Virtual Account in Claude Code?

Run `npx skills add moonpay/skills --skill moonpay-virtual-account -a claude-code`. Or copy the skill folder (skills/moonpay-virtual-account in moonpay/skills) into .claude/skills/moonpay-virtual-account in your project. Claude Code loads it when a task matches its description.

How do I install Moonpay Virtual Account in Codex?

Run `npx skills add moonpay/skills --skill moonpay-virtual-account -a codex`. Or copy the skill folder (skills/moonpay-virtual-account in moonpay/skills) into .agents/skills/moonpay-virtual-account in your project. Codex loads it when a task matches its description.

Can I use Moonpay Virtual Account in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add moonpay/skills --skill moonpay-virtual-account -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/moonpay-virtual-account, .gemini/skills/moonpay-virtual-account, .github/skills/moonpay-virtual-account and .opencode/skills/moonpay-virtual-account in your project.

What does Moonpay Virtual Account need to run?

SKILL.md names no scripts, command-line tools or credentials: Moonpay Virtual Account is instructions for the agent only.

Does Moonpay Virtual Account access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Moonpay Virtual Account safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Moonpay Virtual Account use?

Moonpay Virtual Account is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Moonpay Virtual Account use?

About 1.1k tokens (SKILL.md is roughly 4.5k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Moonpay Virtual Account?

Skills that share tags, products or a category with Moonpay Virtual Account: Technical Analyst (tradermonty/claude-trading-skills, 3k stars), Polyclaw (chainstacklabs/polyclaw, 359 stars), Longbridge Research (helsome/folio, 270 stars) and Stock Analysis (24mlight/StockClaw, 101 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Moonpay Virtual Account?

moonpay (a GitHub organization) maintains it in moonpay/skills, which has 113 GitHub stars. The repository holds 39 skills in this directory. The repository was last updated on September 10, 2026.

Source: moonpay/skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.

Install Moonpay Virtual Account

Facts

At a glance

What it does

When your agent uses it

Example prompts

Workflow steps

What it can do on your machine

Tool permissions

Runs code

Network

Credentials

Context cost

Safety

SKILL.md

Virtual account (fiat on-ramp & off-ramp)

Goal

Setup flow

1. Create account and start KYC

2. Check account status

3. KYC verification

4. Accept required agreements

5. Register a wallet

Onramp (fiat to stablecoin)

Offramp (stablecoin to fiat)

Register a bank account first

Create and use an offramp

Other commands

Related skills

Files

Compare with similar skills

Similar skills

More from moonpay/skills

Related

Questions about Moonpay Virtual Account