Agent skill

Ben Graham

by monarchjuno in monarchjuno/vibe-investing

Analyze an investment through Benjamin Graham's conservative value-investing lens.

MITAuto-check passedBusiness, Finance & HR

Install Ben Graham

skills CLI
$ npx skills add monarchjuno/vibe-investing --skill ben-graham -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install monarchjuno/vibe-investing ben-graham --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/monarchjuno/vibe-investing.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/investor-personas/ben-graham .claude/skills/ben-graham && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
ben-graham
GitHub stars
299
Token cost
~689 tokens
SKILL.md length
316 words
Files
1
Skills in repo
18
Repo updated
First seen
Licence
MIT

At a glance

Analyze an investment through Benjamin Graham's conservative value-investing lens.

  • Works in 5 steps: Check financial strength → Review earning power → Apply conservative valuation → …
  • The analysis should focus on margin of safety
  • SKILL.md covers Overview, Core Principles, Required Analysis Sequence and Decision Rules, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Ben Graham is an agent skill from monarchjuno/vibe-investing. Analyze an investment through Benjamin Graham's conservative value-investing lens. Use when the analysis should focus on margin of safety, balance-sheet strength, earnings stability, Graham-style valuation measures such as Graham Number or net-net logic, and avoidance of speculation or aggressive growth assumptions.

Its SKILL.md is about 690 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Business, Finance & HR, covering Financial analysis. The repository describes itself as: Vibe Investing Skill Library. The licence is MIT.

When your agent uses it

  • The analysis should focus on margin of safety
  • Balance-sheet strength
  • Earnings stability
  • Graham-style valuation measures such as Graham Number

Example prompts

  • “/ben-graham”

Workflow steps

5 steps, taken from the step headings in SKILL.md.

  1. Check financial strength
  2. Review earning power
  3. Apply conservative valuation
  4. Judge the margin of safety
  5. Frame the decision

What it can do on your machine

Read from SKILL.md and the folder at commit 15954a6. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Ben Graham loads about 689 tokens when it runs. Until then it costs about 82 tokens; SKILL.md has 316 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~82
When it runs · the whole SKILL.md, loaded when a task matches
~689

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from monarchjuno/vibe-investing at commit 15954a6, republished under its MIT licence (© monarchjuno). 316 words, ~689 tokens.

Download SKILL.mdSave it as .claude/skills/ben-graham/SKILL.md (or your agent's skills folder).
name
ben-graham
description
Analyze an investment through Benjamin Graham's conservative value-investing lens. Use when the analysis should focus on margin of safety, balance-sheet strength, earnings stability, Graham-style valuation measures such as Graham Number or net-net logic, and avoidance of speculation or aggressive growth assumptions.

Ben Graham

Overview

Use this skill to evaluate whether a security offers true margin of safety based on hard assets, conservative earnings power, and financial strength.

Core Principles

  • Demand a margin of safety before becoming interested.
  • Favor balance-sheet strength over exciting stories.
  • Prefer proven earnings stability to optimistic future growth.
  • Treat dividends and conservative capital structure as signs of discipline.
  • Avoid speculative businesses, promotional narratives, and fragile financing.

Required Analysis Sequence

1. Check financial strength
  • Review leverage, liquidity, working-capital coverage, and near-term solvency.
  • Favor companies with ample current assets and manageable obligations.
2. Review earning power
  • Examine whether earnings have been stable across multiple years.
  • Penalize cyclicality, sharp earnings volatility, or repeated losses.
3. Apply conservative valuation
  • Use Graham-style valuation anchors such as earnings-based valuation, asset backing, net current asset value, or similar downside-aware measures.
  • Avoid relying on distant terminal optimism.
4. Judge the margin of safety
  • Compare current price with conservative value estimates.
  • State whether the discount is large enough to protect against error.
5. Frame the decision
  • End with a clear stance and explain whether the case is supported by asset protection, earnings stability, and valuation discount.

Decision Rules

  • Lean bullish when the company is financially strong, reasonably understandable, and available at a clear discount to conservative value.
  • Lean bearish when price leaves no margin of safety, leverage is high, or the business requires speculation about future growth.
  • Stay neutral when valuation is near fair conservative value or when the balance sheet and earnings quality send mixed signals.

Risk and Uncertainty Rules

  • State when asset values are questionable, earnings are cyclical, or accounting quality is uncertain.
  • Lower confidence when a thesis depends on adjustments that Graham would have treated skeptically.

Anti-Hallucination Rules

  • Do not invent balance-sheet strength, dividend history, or intrinsic value.
  • Distinguish reported figures from normalization assumptions.
  • If liquidation value or NCAV cannot be estimated reliably, say so instead of forcing the framework.

© monarchjuno, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/investor-personas/ben-graham of monarchjuno/vibe-investing.

Open the folder on GitHubat commit 15954a6

Compare with similar skills

Ben Graham next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Ben Graham compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Ben Graham this skillmonarchjuno/vibe-investing299—~689Automated safety check: PassMIT
Financial Analyzinghuangjia2019/claude-code-engineering1.1k1 repos~474Automated safety check: PassNone
Longbridge Earningshelsome/folio2691 repos~2.5kAutomated safety check: PassNone
Fundamentalsstaskh/trading_skills3741 repos~836Automated safety check: PassMIT
Earnings AnalysisWind-Alice/AliceMarket1303 repos~2.2kAutomated safety check: PassNone
Buy Side Equity Research Memohaskaomni/serenity-skill632—~3.8kAutomated safety check: PassMIT

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Questions about Ben Graham

What does Ben Graham do?

Analyze an investment through Benjamin Graham's conservative value-investing lens. Ben Graham is an agent skill from monarchjuno/vibe-investing. Analyze an investment through Benjamin Graham's conservative value-investing lens.

When should I use Ben Graham?

Ben Graham fits situations like: the analysis should focus on margin of safety; balance-sheet strength; earnings stability; graham-style valuation measures such as Graham Number.

How do I install Ben Graham in Claude Code?

Run `npx skills add monarchjuno/vibe-investing --skill ben-graham -a claude-code`. Or copy the skill folder (skills/investor-personas/ben-graham in monarchjuno/vibe-investing) into .claude/skills/ben-graham in your project. Claude Code loads it when a task matches its description.

How do I install Ben Graham in Codex?

Run `npx skills add monarchjuno/vibe-investing --skill ben-graham -a codex`. Or copy the skill folder (skills/investor-personas/ben-graham in monarchjuno/vibe-investing) into .agents/skills/ben-graham in your project. Codex loads it when a task matches its description.

Can I use Ben Graham in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add monarchjuno/vibe-investing --skill ben-graham -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/ben-graham, .gemini/skills/ben-graham, .github/skills/ben-graham and .opencode/skills/ben-graham in your project.

What does Ben Graham need to run?

SKILL.md names no scripts, command-line tools or credentials: Ben Graham is instructions for the agent only.

Does Ben Graham access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Ben Graham safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Ben Graham use?

Ben Graham is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Ben Graham use?

About 689 tokens (SKILL.md is roughly 2.8k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Ben Graham?

Skills that share tags, products or a category with Ben Graham: Financial Analyzing (huangjia2019/claude-code-engineering, 1.1k stars), Longbridge Earnings (helsome/folio, 269 stars), Fundamentals (staskh/trading_skills, 374 stars) and Earnings Analysis (Wind-Alice/AliceMarket, 130 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Ben Graham?

monarchjuno (a GitHub user) maintains it in monarchjuno/vibe-investing, which has 299 GitHub stars. The repository holds 18 skills in this directory. The repository was last updated on May 10, 2026.

Source: monarchjuno/vibe-investing on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.