Agent skill

Financial Calculator

by dkyazzentwatwa in dkyazzentwatwa/chatgpt-skills

Run loan, investment, NPV, retirement, savings, and risk calculations with schedules and charts.

No licenceAuto-check passedBusiness, Finance & HR

Install Financial Calculator

skills CLI
$ npx skills add dkyazzentwatwa/chatgpt-skills --skill financial-calculator -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install dkyazzentwatwa/chatgpt-skills financial-calculator --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/dkyazzentwatwa/chatgpt-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/financial-calculator .claude/skills/financial-calculator && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
financial-calculator
GitHub stars
116
Token cost
~234 tokens
SKILL.md length
97 words
Files
4 (incl. scripts)
Skills in repo
12
Repo updated
First seen
Licence
None found

At a glance

Run loan, investment, NPV, retirement, savings, and risk calculations with schedules and charts.

  • Works in 3 steps: Confirm units and assumptions first:… → Use scripts/financial_calc.py as the… → Return both the answer and the…
  • Deterministic financial modeling tasks
  • SKILL.md covers Use This For, Workflow and Guardrails
  • Runs Python scripts from its folder

What it does

Financial Calculator is an agent skill from dkyazzentwatwa/chatgpt-skills. Run loan, investment, NPV, retirement, savings, and risk calculations with schedules and charts. Use for deterministic financial modeling tasks.

Its SKILL.md is about 230 tokens, which your agent loads only when the skill is triggered. The skill folder holds 5 other files, including scripts (for example `agents/openai.yaml` and `scripts/financial_calc.py`).

It sits in Business, Finance & HR, covering Financial modeling. The repository describes itself as: My comprehensive, tested + audited, library of skills to use for ChatGPT.

When your agent uses it

  • Deterministic financial modeling tasks
  • Tasks that involve Financial modeling

Example prompts

  • “/financial-calculator”

Requirements

  • Python 3

Workflow steps

3 steps, taken from the first numbered list in SKILL.md.

  1. Confirm units and assumptions first: rates, compounding, time horizon, taxes, and inflation.
  2. Use scripts/financial_calc.py as the source of truth for the computation.
  3. Return both the answer and the assumptions that materially drive it.

What it can do on your machine

Read from SKILL.md and the folder at commit 103b430. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 2 files in scripts/ (Python), which the agent can run.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Financial Calculator loads about 234 tokens when it runs. Until then it costs about 41 tokens; SKILL.md has 97 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~41
When it runs · the whole SKILL.md, loaded when a task matches
~234

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

Without a licence we can't republish the file, so here is its outline and opening line. It has 97 words (~234 tokens).

“Use deterministic calculations instead of ad hoc spreadsheet math when the user needs precise financial outputs.”

— opening of SKILL.md by dkyazzentwatwa
name
financial-calculator

Read the full SKILL.md on GitHub

Files

SKILL.md and 3 other files (scripts) in financial-calculator of dkyazzentwatwa/chatgpt-skills.

  • SKILL.md
  • agents/openai.yaml
  • scripts/financial_calc.py
  • scripts/requirements.txt

Open the folder on GitHubat commit 103b430

Compare with similar skills

Financial Calculator next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Financial Calculator compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Financial Calculator this skilldkyazzentwatwa/chatgpt-skills116—~234Automated safety check: PassNone
Creating Financial ModelsChen-zexi/open-ptc-agent7293 repos~1.3kAutomated safety check: PassMIT
Equity ResearchrollingSirius/equity-research-skill453—~1.5kAutomated safety check: PassMIT
SaaS Metrics Coachrongxinzy/RongxinAI1542 repos~1.3kAutomated safety check: PassMIT
Startup Financial Modelingnicepkg/auto-company19511 repos~2.8kAutomated safety check: PassNone
Stock Value AnalyzerFunnyKun/stock-value-analyzer141—~3.3kAutomated safety check: PassNone

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Questions about Financial Calculator

What does Financial Calculator do?

Run loan, investment, NPV, retirement, savings, and risk calculations with schedules and charts. Financial Calculator is an agent skill from dkyazzentwatwa/chatgpt-skills. Run loan, investment, NPV, retirement, savings, and risk calculations with schedules and charts.

When should I use Financial Calculator?

Financial Calculator fits situations like: deterministic financial modeling tasks; tasks that involve Financial modeling.

How do I install Financial Calculator in Claude Code?

Run `npx skills add dkyazzentwatwa/chatgpt-skills --skill financial-calculator -a claude-code`. Or copy the skill folder (financial-calculator in dkyazzentwatwa/chatgpt-skills) into .claude/skills/financial-calculator in your project. Claude Code loads it when a task matches its description.

How do I install Financial Calculator in Codex?

Run `npx skills add dkyazzentwatwa/chatgpt-skills --skill financial-calculator -a codex`. Or copy the skill folder (financial-calculator in dkyazzentwatwa/chatgpt-skills) into .agents/skills/financial-calculator in your project. Codex loads it when a task matches its description.

Can I use Financial Calculator in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add dkyazzentwatwa/chatgpt-skills --skill financial-calculator -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/financial-calculator, .gemini/skills/financial-calculator, .github/skills/financial-calculator and .opencode/skills/financial-calculator in your project.

What does Financial Calculator need to run?

Going by SKILL.md and its folder, Financial Calculator needs Python for the scripts in its folder. Our summary lists: Python 3.

Does Financial Calculator access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Financial Calculator safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does Financial Calculator use?

No licence was found for Financial Calculator or its repository. Without one, default copyright applies: ask the author before reusing or redistributing it.

How many tokens does Financial Calculator use?

About 234 tokens (SKILL.md is roughly 936 characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Financial Calculator?

Skills that share tags, products or a category with Financial Calculator: Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars), Equity Research (rollingSirius/equity-research-skill, 453 stars), SaaS Metrics Coach (rongxinzy/RongxinAI, 154 stars) and Startup Financial Modeling (nicepkg/auto-company, 195 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Financial Calculator?

dkyazzentwatwa (a GitHub user) maintains it in dkyazzentwatwa/chatgpt-skills, which has 116 GitHub stars. The repository holds 12 skills in this directory. The repository was last updated on April 8, 2026.

Source: dkyazzentwatwa/chatgpt-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.