Agent skill

Memstack Business Freelancer Toolkit

by cwinvestments in cwinvestments/memstack

A skill your agent uses when the user says 'track my time', 'freelancer invoice', 'billable hours', 'time tracking', 'freelance finances', 'client billing', 'project hours', or needs invoicing, time…

MITAuto-check passedProductivity & Automation

Install Memstack Business Freelancer Toolkit

skills CLI
$ npx skills add cwinvestments/memstack --skill memstack-business-freelancer-toolkit -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install cwinvestments/memstack memstack-business-freelancer-toolkit --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/cwinvestments/memstack.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/business/freelancer-toolkit .claude/skills/memstack-business-freelancer-toolkit && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
memstack-business-freelancer-toolkit
GitHub stars
423
Token cost
~1.4k tokens
SKILL.md length
378 words
Files
1
Skills in repo
87
Repo updated
First seen
Licence
MIT

At a glance

A skill your agent uses when the user says 'track my time', 'freelancer invoice', 'billable hours', 'time tracking', 'freelance finances', 'client billing', 'project hours', or needs invoicing, time…

  • Works in 6 steps: Gather freelancer context → Time tracking sheet → Invoice calculation → …
  • The user says track my time
  • SKILL.md covers Activation, Context Guard, Steps and Output Template, plus 2 more sections
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md

What it does

Memstack Business Freelancer Toolkit is an agent skill from cwinvestments/memstack. Use when the user says 'track my time', 'freelancer invoice', 'billable hours', 'time tracking', 'freelance finances', 'client billing', 'project hours', or needs invoicing, time tracking, or analytics patterns for freelance work. Do NOT use for general invoice templates or proposal writing.

Its SKILL.md is about 1.4k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Productivity & Automation, covering Forms and invoices and Time tracking and reporting. The repository describes itself as: Structured skill framework for Claude Code. 130 skills, persistent memory, TokenStack compression, localhost dashboard with 3-agent runner, real-time streaming, MCP tools. The licence is MIT.

When your agent uses it

  • The user says track my time
  • Freelancer invoice
  • Freelance finances
  • Needs invoicing

Example prompts

  • “track my time”
  • “freelancer invoice”
  • “billable hours”
  • “/memstack-business-freelancer-toolkit”

Workflow steps

6 steps, taken from the step headings in SKILL.md.

  1. Gather freelancer context
  2. Time tracking sheet
  3. Invoice calculation
  4. Monthly analytics
  5. Alerts and recommendations
  6. File organization

What it can do on your machine

Read from SKILL.md and the folder at commit 00370ce. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md (its code samples are markdown).

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Memstack Business Freelancer Toolkit loads about 1.4k tokens when it runs. Until then it costs about 82 tokens; SKILL.md has 378 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~82
When it runs · the whole SKILL.md, loaded when a task matches
~1.4k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from cwinvestments/memstack at commit 00370ce, republished under its MIT licence (© cwinvestments). 378 words, ~1,411 tokens.

Download SKILL.mdSave it as .claude/skills/memstack-business-freelancer-toolkit/SKILL.md (or your agent's skills folder).
name
memstack-business-freelancer-toolkit
description
Use when the user says 'track my time', 'freelancer invoice', 'billable hours', 'time tracking', 'freelance finances', 'client billing', 'project hours', or needs invoicing, time tracking, or analytics patterns for freelance work. Do NOT use for general invoice templates or proposal writing.
version
1.0.0

Freelancer Toolkit: Setting up freelancer workflows...

Produces time tracking sheets, invoice calculations, and project analytics for freelancers managing multiple clients.

Activation

TriggerStatus
User says "track my time" or "billable hours"ACTIVE
User says "freelancer invoice" or "client billing"ACTIVE
User says "freelance finances" or "project hours"ACTIVE
User wants a formal proposal or SOWNOT this skill, use Proposal Writer or Scope of Work
User wants a generic invoice templateNOT this skill: use Invoice Generator

Context Guard

  • Do NOT use for proposal writing (that's proposal-writer)
  • Do NOT use for scope of work documents (that's scope-of-work)
  • Do NOT use for generic invoice templates (that's invoice-generator)
  • This skill covers the full freelancer workflow: tracking time → calculating billable → generating invoice → analyzing profitability

Steps

Step 1: Gather freelancer context
ParameterDefaultExample
Hourly rateAsk$150/hr, $85/hr
CurrencyUSDEUR, GBP, AUD
Billing cycleMonthlyWeekly, per-project
ClientsAskAcme Corp, StartupX
Tax rate0% (user adds)20% VAT, 25% self-employment
Step 2: Time tracking sheet

Create or update a tracking spreadsheet (CSV or markdown):

markdown
# Time Log: [Month Year]

## [Client Name]

| Date | Project | Task | Hours | Billable | Notes |
|------|---------|------|-------|----------|-------|
| 2026-04-01 | Website Redesign | Homepage wireframes | 3.5 | Yes | Completed v1 |
| 2026-04-01 | Website Redesign | Client feedback call | 0.5 | Yes | Revision notes |
| 2026-04-02 | API Integration | Auth endpoint | 4.0 | Yes | |
| 2026-04-02 | Internal | Admin/invoicing | 1.0 | No | Non-billable |

**Subtotal:** 8.0 billable hours / 9.0 total hours

Time tracking rules:

  1. Log daily, reconstructing from memory loses hours
  2. Separate billable from non-billable (admin, learning, invoicing)
  3. Round to nearest 15 minutes (0.25 hr increments)
  4. Include project and task for accurate per-project reporting
  5. Notes field captures context for invoice line items
Show full SKILL.md (159 more words)Show less
Step 3: Invoice calculation

Compute totals from the time log:

markdown
# Invoice Calculation, [Client Name], [Period]

| Project | Hours | Rate | Subtotal |
|---------|-------|------|----------|
| Website Redesign | 24.5 | $150 | $3,675.00 |
| API Integration | 16.0 | $150 | $2,400.00 |

| | |
|---|---|
| Subtotal | $6,075.00 |
| Tax ([rate]%) | $[amount] |
| **Total Due** | **$[amount]** |
| Payment terms | Net 30 |
| Due date | [date] |

For fixed-price projects, track hours anyway for profitability analysis.

Step 4: Monthly analytics

Generate a freelancer dashboard:

markdown
# Freelance Analytics: [Month Year]

## Revenue Summary
| Client | Invoiced | Paid | Outstanding |
|--------|----------|------|-------------|
| Acme Corp | $6,075 | $6,075 | $0 |
| StartupX | $3,200 | $0 | $3,200 |
| **Total** | **$9,275** | **$6,075** | **$3,200** |

## Time Breakdown
- Total hours logged: 82.0
- Billable hours: 68.5 (83.5% utilization)
- Non-billable hours: 13.5
- Effective hourly rate: $135.40 (revenue / total hours)

## Client Concentration
- Acme Corp: 65.5% of revenue (risk: high dependency)
- StartupX: 34.5%

## Profitability by Project
| Project | Hours | Revenue | Effective Rate |
|---------|-------|---------|----------------|
| Website Redesign | 24.5 | $3,675 | $150/hr |
| API Integration | 16.0 | $2,400 | $150/hr |
| Maintenance | 28.0 | $3,200 | $114/hr |
Step 5: Alerts and recommendations

Flag issues automatically:

AlertThresholdAction
Low utilization< 70% billableReview non-billable time, reduce admin overhead
Client concentration> 50% one clientDiversify: pursue new leads
Outstanding invoices> 30 daysSend payment reminder
Effective rate below target< 80% of hourly rateReview scope creep, renegotiate
Overwork> 45 hrs/week sustainedRaise rates or reduce commitments
Step 6: File organization

Recommended folder structure:

freelance/
  clients/
    acme-corp/
      time-log-2026-04.md
      invoices/
        INV-2026-04-001.md
    startupx/
      time-log-2026-04.md
      invoices/
  analytics/
    2026-04-monthly.md
  templates/
    invoice-template.md
    time-log-template.md

Output Template

Freelancer Report: [Period]:
- Billable hours: [N] ([utilization]% utilization)
- Revenue: $[amount] ([N] invoices)
- Outstanding: $[amount]
- Effective rate: $[rate]/hr
- Alerts: [list any flags]

Files updated: [list]

Disambiguation

  • "track my time" / "billable hours" / "freelancer invoice" = Freelancer Toolkit
  • "write a proposal" / "project proposal" = Proposal Writer (not this skill)
  • "scope of work" / "SOW" = Scope of Work (not this skill)
  • "create invoice" / "invoice template" = Invoice Generator (not this skill)
  • "financial model" / "projections" = Financial Model (not this skill)

Level History

  • Lv.1: Base: Time tracking, invoice calculation, monthly analytics, profitability analysis, alerts. (Origin: MemStack v3.5, Apr 2026)

© cwinvestments, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/business/freelancer-toolkit of cwinvestments/memstack.

Open the folder on GitHubat commit 00370ce

Compare with similar skills

Memstack Business Freelancer Toolkit next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Memstack Business Freelancer Toolkit compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Memstack Business Freelancer Toolkit this skillcwinvestments/memstack423—~1.4kAutomated safety check: PassMIT
Harvestzapier/connectors177—~5kAutomated safety check: PassElastic-2.0
Pp Clockifymvanhorn/printing-press-library2.1k—~5.6kAutomated safety check: NotesApache-2.0
Remofirst Common Errorsjeremylongshore/tons-of-skills-marketplace2.8k—~1.2kAutomated safety check: PassMIT
Remofirst Core Workflow Bjeremylongshore/tons-of-skills-marketplace2.8k—~1.2kAutomated safety check: PassMIT
Agent Browserquran/quran.com-frontend-next1.9k40 repos~3.3kAutomated safety check: PassNone

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Questions about Memstack Business Freelancer Toolkit

What does Memstack Business Freelancer Toolkit do?

A skill your agent uses when the user says 'track my time', 'freelancer invoice', 'billable hours', 'time tracking', 'freelance finances', 'client billing', 'project hours', or needs invoicing, time…. Memstack Business Freelancer Toolkit is an agent skill from cwinvestments/memstack. Use when the user says 'track my time', 'freelancer invoice', 'billable hours', 'time tracking', 'freelance finances', 'client billing', 'project hours', or needs invoicing, time tracking, or analytics patterns for freelance work.

When should I use Memstack Business Freelancer Toolkit?

Memstack Business Freelancer Toolkit fits situations like: the user says track my time; freelancer invoice; freelance finances; needs invoicing.

How do I install Memstack Business Freelancer Toolkit in Claude Code?

Run `npx skills add cwinvestments/memstack --skill memstack-business-freelancer-toolkit -a claude-code`. Or copy the skill folder (skills/business/freelancer-toolkit in cwinvestments/memstack) into .claude/skills/memstack-business-freelancer-toolkit in your project. Claude Code loads it when a task matches its description.

How do I install Memstack Business Freelancer Toolkit in Codex?

Run `npx skills add cwinvestments/memstack --skill memstack-business-freelancer-toolkit -a codex`. Or copy the skill folder (skills/business/freelancer-toolkit in cwinvestments/memstack) into .agents/skills/memstack-business-freelancer-toolkit in your project. Codex loads it when a task matches its description.

Can I use Memstack Business Freelancer Toolkit in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add cwinvestments/memstack --skill memstack-business-freelancer-toolkit -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/memstack-business-freelancer-toolkit, .gemini/skills/memstack-business-freelancer-toolkit, .github/skills/memstack-business-freelancer-toolkit and .opencode/skills/memstack-business-freelancer-toolkit in your project.

What does Memstack Business Freelancer Toolkit need to run?

SKILL.md names no scripts, command-line tools or credentials: Memstack Business Freelancer Toolkit is instructions for the agent only.

Does Memstack Business Freelancer Toolkit access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Memstack Business Freelancer Toolkit safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Memstack Business Freelancer Toolkit use?

Memstack Business Freelancer Toolkit is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Memstack Business Freelancer Toolkit use?

About 1.4k tokens (SKILL.md is roughly 5.6k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Memstack Business Freelancer Toolkit?

Skills that share tags, products or a category with Memstack Business Freelancer Toolkit: Harvest (zapier/connectors, 177 stars), Pp Clockify (mvanhorn/printing-press-library, 2.1k stars), Remofirst Common Errors (jeremylongshore/tons-of-skills-marketplace, 2.8k stars) and Remofirst Core Workflow B (jeremylongshore/tons-of-skills-marketplace, 2.8k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Memstack Business Freelancer Toolkit?

cwinvestments (a GitHub user) maintains it in cwinvestments/memstack, which has 423 GitHub stars. The repository holds 87 skills in this directory. The repository was last updated on September 26, 2026.

Source: cwinvestments/memstack on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.