Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices...

MITAuto-check passedBackend & APIs

Install Plaid Fintech

skills CLI
$ npx skills add benjaminasterA/antigravity-awesome-skills --skill plaid-fintech -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install benjaminasterA/antigravity-awesome-skills plaid-fintech --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/benjaminasterA/antigravity-awesome-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/skills/plaid-fintech .claude/skills/plaid-fintech && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
plaid-fintech
GitHub stars
372
Used in
1 other repo
Token cost
~372 tokens
SKILL.md length
148 words
Files
1
Skills in repo
17
Repo updated
First seen
Licence
MIT

At a glance

Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices...

  • Tasks that involve Banking and insurance
  • SKILL.md covers Patterns, Anti-Patterns, ⚠️ Sharp Edges and When to Use
  • Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
  • Tasks that involve Webhooks

What it does

Plaid Fintech is an agent skill from benjaminasterA/antigravity-awesome-skills. Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices...

Its SKILL.md is about 370 tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.

It sits in Backend & APIs, covering Banking and insurance, Webhooks and Third-party API integration. The repository describes itself as: antigravity-awesome-skills. The licence is MIT.

When your agent uses it

  • Tasks that involve Banking and insurance
  • Tasks that involve Webhooks
  • Tasks that involve Third-party API integration

Example prompts

  • “/plaid-fintech”

What it can do on your machine

Read from SKILL.md and the folder at commit 0dcad8a. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    No scripts in the folder and no shell commands in SKILL.md.

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Plaid Fintech loads about 372 tokens when it runs. Until then it costs about 54 tokens; SKILL.md has 148 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~54
When it runs · the whole SKILL.md, loaded when a task matches
~372

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.

SKILL.md

The full file from benjaminasterA/antigravity-awesome-skills at commit 0dcad8a, republished under its MIT licence (© benjaminasterA). 148 words, ~372 tokens.

Download SKILL.mdSave it as .claude/skills/plaid-fintech/SKILL.md (or your agent's skills folder).
name
plaid-fintech
description
Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices...
source
vibeship-spawner-skills (Apache 2.0)
risk
unknown

Plaid Fintech

Patterns

Create a link_token for Plaid Link, exchange public_token for access_token. Link tokens are short-lived, one-time use. Access tokens don't expire but may need updating when users change passwords.

Transactions Sync

Use /transactions/sync for incremental transaction updates. More efficient than /transactions/get. Handle webhooks for real-time updates instead of polling.

Item Error Handling and Update Mode

Handle ITEM_LOGIN_REQUIRED errors by putting users through Link update mode. Listen for PENDING_DISCONNECT webhook to proactively prompt users.

Anti-Patterns

❌ Storing Access Tokens in Plain Text
❌ Polling Instead of Webhooks
❌ Ignoring Item Errors

⚠️ Sharp Edges

IssueSeveritySolution
IssuecriticalSee docs
IssuehighSee docs
IssuehighSee docs
IssuehighSee docs
IssuemediumSee docs
IssuemediumSee docs
IssuemediumSee docs
IssuemediumSee docs

When to Use

This skill is applicable to execute the workflow or actions described in the overview.

© benjaminasterA, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

Just SKILL.md in skills/plaid-fintech of benjaminasterA/antigravity-awesome-skills.

Open the folder on GitHubat commit 0dcad8a

Used in 1 other repository

We found 5 copies of this SKILL.md (exact, near-identical or edited) in other folders, from 1 other GitHub owner. This page covers the copy in benjaminasterA/antigravity-awesome-skills, which our catalogue first saw on October 7, 2026.

Compare with similar skills

Plaid Fintech next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Plaid Fintech compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Plaid Fintech this skillbenjaminasterA/antigravity-awesome-skills3721 repos~372Automated safety check: PassMIT
Plaid Fintechsickn33/agentic-awesome-skills47k2 repos~467Automated safety check: PassMIT
Plaid Fintechdavila7/claude-code-templates32k3 repos~363Automated safety check: PassMIT
Yalidine Delivery Integrationbighadj22/codflow350—~2.5kAutomated safety check: PassApache-2.0
Discord Php Bot Securitydiscord-php/DiscordPHP1.1k—~1.2kAutomated safety check: NotesMIT
Telegram Development Guide2025Emma/vibe-coding-cn23k1 repos~3.7kAutomated safety check: PassMIT

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Categories

Questions about Plaid Fintech

What does Plaid Fintech do?

Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices... Plaid Fintech is an agent skill from benjaminasterA/antigravity-awesome-skills. Expert patterns for Plaid API integration including Link token flows, transactions sync, identity verification, Auth for ACH, balance checks, webhook handling, and fintech compliance best practices...

When should I use Plaid Fintech?

Plaid Fintech fits situations like: tasks that involve Banking and insurance; tasks that involve Webhooks; tasks that involve Third-party API integration.

How do I install Plaid Fintech in Claude Code?

Run `npx skills add benjaminasterA/antigravity-awesome-skills --skill plaid-fintech -a claude-code`. Or copy the skill folder (skills/plaid-fintech in benjaminasterA/antigravity-awesome-skills) into .claude/skills/plaid-fintech in your project. Claude Code loads it when a task matches its description.

How do I install Plaid Fintech in Codex?

Run `npx skills add benjaminasterA/antigravity-awesome-skills --skill plaid-fintech -a codex`. Or copy the skill folder (skills/plaid-fintech in benjaminasterA/antigravity-awesome-skills) into .agents/skills/plaid-fintech in your project. Codex loads it when a task matches its description.

Can I use Plaid Fintech in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add benjaminasterA/antigravity-awesome-skills --skill plaid-fintech -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/plaid-fintech, .gemini/skills/plaid-fintech, .github/skills/plaid-fintech and .opencode/skills/plaid-fintech in your project.

What does Plaid Fintech need to run?

SKILL.md names no scripts, command-line tools or credentials: Plaid Fintech is instructions for the agent only.

Does Plaid Fintech access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Plaid Fintech safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.

What licence does Plaid Fintech use?

Plaid Fintech is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Plaid Fintech use?

About 372 tokens (SKILL.md is roughly 1.5k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.

What are the alternatives to Plaid Fintech?

Skills that share tags, products or a category with Plaid Fintech: Plaid Fintech (sickn33/agentic-awesome-skills, 47k stars), Plaid Fintech (davila7/claude-code-templates, 32k stars), Yalidine Delivery Integration (bighadj22/codflow, 350 stars) and Discord Php Bot Security (discord-php/DiscordPHP, 1.1k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Plaid Fintech?

benjaminasterA (a GitHub user) maintains it in benjaminasterA/antigravity-awesome-skills, which has 372 GitHub stars. The repository holds 17 skills in this directory. The repository was last updated on October 8, 2026.

Source: benjaminasterA/antigravity-awesome-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.