Apply DuPont Analysis to decompose Return on Equity (ROE) into profitability, efficiency, and leverage components.

MITAuto-check passedBusiness, Finance & HR

Install Biz Dupont

skills CLI
$ npx skills add asgard-ai-platform/skills --skill biz-dupont -a claude-code

Project install by default; add -g for ~/.claude/skills/.

GitHub CLI
$ gh skill install asgard-ai-platform/skills biz-dupont --agent claude-code

Project scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).

Manual copy
$ git clone --depth 1 https://github.com/asgard-ai-platform/skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/biz-dupont .claude/skills/biz-dupont && rm -rf skills-src

Use ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.

Claude Code skills documentation · loads skills from .claude/skills/

Facts

Skill name
biz-dupont
GitHub stars
242
Token cost
~1.4k tokens
SKILL.md length
464 words
Files
4 (incl. scripts, references)
Skills in repo
207
Repo updated
First seen
Licence
MIT

At a glance

Apply DuPont Analysis to decompose Return on Equity (ROE) into profitability, efficiency, and leverage components.

  • Works in 4 steps: Calculate the Three Components → Diagnose the Driver → Trend Analysis → …
  • The user needs to diagnose why ROE is high
  • SKILL.md covers Overview, When to Use, Framework and Output Format, plus 4 more sections
  • Runs Python scripts from its folder; calls python

What it does

Biz Dupont is an agent skill from asgard-ai-platform/skills. Apply DuPont Analysis to decompose Return on Equity (ROE) into profitability, efficiency, and leverage components. Use this skill when the user needs to diagnose why ROE is high or low, compare financial performance drivers across companies, or identify which operational lever to pull — even if they say 'why is our ROE declining' or 'how do we improve returns'.

Its SKILL.md is about 1.4k tokens, which your agent loads only when the skill is triggered. The skill folder holds 6 other files, including scripts and reference files (for example `examples/sample_input.json`, `references/extended-dupont.md` and `scripts/dupont.py`).

It sits in Business, Finance & HR. The repository describes itself as: 301 open-source coding agent skills across 22 domains — methodology, judgment & gotchas packaged as Claude Agent Skills for the Asgard AI Platform. The licence is MIT.

When your agent uses it

  • The user needs to diagnose why ROE is high
  • Compare financial performance drivers across companies
  • Identify which operational lever to pull — even if they say why is our ROE declining
  • How do we improve returns

Example prompts

  • “why is our ROE declining”
  • “how do we improve returns”
  • “/biz-dupont”

Requirements

  • Python 3

Workflow steps

4 steps, taken from the step headings in SKILL.md.

  1. Calculate the Three Components
  2. Diagnose the Driver
  3. Trend Analysis
  4. Peer Comparison

What it can do on your machine

Read from SKILL.md and the folder at commit 4e7f4f8. It shows what the files ask for, not the result of running them.

  • Tool permissions

    Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.

    From allowed-tools in the SKILL.md frontmatter.

  • Runs code

    Ships 1 file in scripts/ (Python), which the agent can run.

    Shell commands in SKILL.md call:

    • python

    From the folder's file list and the shell code blocks in SKILL.md.

  • Network

    No URLs in SKILL.md.

    From URLs in SKILL.md, links to its own repository left out.

  • Credentials

    Names no API keys, tokens, secrets or passwords.

    From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.

Context cost

Biz Dupont loads about 1.4k tokens when it runs, and up to ~3.6k if it reads all its reference files. Until then it costs about 94 tokens; SKILL.md has 464 words of instructions outside code blocks.

Always · name and description, kept in context so the agent knows when to use it
~94
When it runs · the whole SKILL.md, loaded when a task matches
~1.4k
With references · SKILL.md plus every file in references/, read only if the agent opens them
~3.6k

Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.

Safety

Auto-check passed

The automated check found no risky patterns in SKILL.md.

Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); the scripts in this folder are not scanned.

SKILL.md

The full file from asgard-ai-platform/skills at commit 4e7f4f8, republished under its MIT licence (© asgard-ai-platform). 464 words, ~1,422 tokens.

Download SKILL.mdSave it as .claude/skills/biz-dupont/SKILL.md (or your agent's skills folder). This skill also uses 3 other files; get the full folder from GitHub.
name
biz-dupont
description
Apply DuPont Analysis to decompose Return on Equity (ROE) into profitability, efficiency, and leverage components. Use this skill when the user needs to diagnose why ROE is high or low, compare financial performance drivers across companies, or identify which operational lever to pull — even if they say 'why is our ROE declining' or 'how do we improve returns'.
metadata.category
WP-15 商學院—財務
metadata.tags
finance, dupont, roe-analysis

DuPont Analysis

Overview

DuPont decomposes ROE into three multiplicative components: Net Profit Margin × Asset Turnover × Equity Multiplier. This reveals whether ROE is driven by profitability, efficiency, or leverage — critical for diagnosis and comparison.

When to Use

Trigger conditions:

  • User asks "why is our ROE high/low?"
  • User comparing financial performance across companies
  • User needs to identify which operational lever improves returns
  • User analyzing profitability beyond top-line metrics

When NOT to use:

  • For company valuation → use DCF
  • For comprehensive ratio analysis → use Financial Ratios skill
  • For strategic positioning → use SWOT

Framework

IRON LAW: Three-Factor Decomposition

ROE = Net Profit Margin × Asset Turnover × Equity Multiplier
    = (Net Income/Revenue) × (Revenue/Total Assets) × (Total Assets/Equity)

All three factors MUST be calculated and analyzed. Reporting ROE without
decomposition is like reporting a fever without checking symptoms.
IRON LAW: High Leverage ≠ Good Performance

A high Equity Multiplier (Assets/Equity) inflates ROE through debt.
A company with 5% margin, 1.0x turnover, and 6x leverage has ROE of 30% —
but is one bad quarter away from insolvency. Always flag when leverage
is the dominant driver.
Step 1: Calculate the Three Components
ComponentFormulaWhat It Measures
Net Profit MarginNet Income / RevenueProfitability — how much of each dollar of revenue becomes profit
Asset TurnoverRevenue / Total AssetsEfficiency — how well assets generate revenue
Equity MultiplierTotal Assets / Shareholders' EquityLeverage — how much debt amplifies equity returns
Step 2: Diagnose the Driver

Compare each component to industry benchmarks and trends:

  • Margin-driven ROE: Premium brands, tech companies (high margin, lower turnover)
  • Turnover-driven ROE: Retail, fast food (low margin, high turnover)
  • Leverage-driven ROE: Banks, real estate (moderate margin, high leverage) — flag the risk
Step 3: Trend Analysis

Calculate DuPont components for 3-5 years. Identify:

  • Which component is improving/declining?
  • Is improving ROE driven by operations (margin, turnover) or financial engineering (leverage)?
Step 4: Peer Comparison

Compare DuPont components across competitors to identify relative strengths/weaknesses.

Output Format

⚠️ Decimal vs percent: The bundled script returns ROE and all margin/burden components as decimals (0.2014 means 20.14%, NOT 20.14). The narrative table below renders them as percentages for humans, but JSON outputs and any downstream pipeline must use decimals consistently.

markdown
# DuPont Analysis: {Company}

## ROE Decomposition

| Component | Value | Industry Avg | Trend (3yr) |
|-----------|-------|-------------|-------------|
| Net Profit Margin | X% | X% | ↑/↓/→ |
| Asset Turnover | X.Xx | X.Xx | ↑/↓/→ |
| Equity Multiplier | X.Xx | X.Xx | ↑/↓/→ |
| **ROE** | **X%** | **X%** | ↑/↓/→ |

## Diagnosis
- Primary ROE driver: {margin / turnover / leverage}
- Risk flag: {leverage concern if applicable}

## Peer Comparison
| Company | Margin | Turnover | Leverage | ROE |
|---------|--------|----------|----------|-----|
| {Company} | X% | X.Xx | X.Xx | X% |
| {Peer A} | ... | ... | ... | ... |

## Recommendations
1. {Which lever to improve and how}

Examples

Show full SKILL.md (197 more words)Show less
Correct Application

Scenario: DuPont for two Taiwanese retailers

Company ACompany B
Net Profit Margin2%8%
Asset Turnover3.5x1.2x
Equity Multiplier2.0x2.0x
ROE14%19.2%

Diagnosis: Company A is turnover-driven (high-volume, low-margin retail). Company B is margin-driven (premium positioning). Both have similar leverage — ROE difference comes from operations ✓

Incorrect Application
  • ROE is 25% and reported as "excellent" without decomposition. Turns out: Margin 3%, Turnover 1.0x, Leverage 8.3x → Almost entirely leverage-driven, extremely risky. Violates Iron Law: must decompose.

Gotchas

  • Extended 5-factor DuPont: For deeper analysis, decompose margin into Tax Burden × Interest Burden × Operating Margin. Useful when comparing across tax jurisdictions.
  • Negative equity breaks the model: Companies with accumulated losses can have negative equity, making the multiplier meaningless. Note and use alternative metrics.
  • One-time items distort margin: Use normalized/adjusted net income to avoid single-year spikes from asset sales, write-downs, or legal settlements.
  • Turnover varies wildly by industry: Asset-light businesses (SaaS) have naturally high turnover. Capital-heavy businesses (manufacturing) have low turnover. Compare within industry only.

Scripts

ScriptDescriptionUsage
scripts/dupont.pyDecompose ROE into 3-factor or 5-factor DuPont componentspython scripts/dupont.py --help

Run python scripts/dupont.py --verify to execute built-in sanity tests.

References

  • For 5-factor DuPont extension, see references/extended-dupont.md

© asgard-ai-platform, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file

Files

SKILL.md and 3 other files (scripts, references) in biz-dupont of asgard-ai-platform/skills.

  • SKILL.md
  • examples/sample_input.json
  • references/extended-dupont.md
  • scripts/dupont.py

Open the folder on GitHubat commit 4e7f4f8

Compare with similar skills

Biz Dupont next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.

Biz Dupont compared with similar skills
SkillStarsUsed inTokensAuto-checkLicenceRepo updated
Biz Dupont this skillasgard-ai-platform/skills242—~1.4kAutomated safety check: PassMIT
Technical Analysttradermonty/claude-trading-skills3k4 repos~4.6kAutomated safety check: PassMIT
Theme Detectortradermonty/claude-trading-skills3k2 repos~4.9kAutomated safety check: PassMIT
Creating Financial ModelsChen-zexi/open-ptc-agent7293 repos~1.3kAutomated safety check: PassMIT
Stock APIzhangxiangliang/stock-api2k—~507Automated safety check: PassMIT
Itr Walakaranb192/itr-wala871—~3.6kAutomated safety check: PassMIT

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Questions about Biz Dupont

What does Biz Dupont do?

Apply DuPont Analysis to decompose Return on Equity (ROE) into profitability, efficiency, and leverage components. Biz Dupont is an agent skill from asgard-ai-platform/skills. Apply DuPont Analysis to decompose Return on Equity (ROE) into profitability, efficiency, and leverage components.

When should I use Biz Dupont?

Biz Dupont fits situations like: the user needs to diagnose why ROE is high; compare financial performance drivers across companies; identify which operational lever to pull — even if they say why is our ROE declining; how do we improve returns.

How do I install Biz Dupont in Claude Code?

Run `npx skills add asgard-ai-platform/skills --skill biz-dupont -a claude-code`. Or copy the skill folder (biz-dupont in asgard-ai-platform/skills) into .claude/skills/biz-dupont in your project. Claude Code loads it when a task matches its description.

How do I install Biz Dupont in Codex?

Run `npx skills add asgard-ai-platform/skills --skill biz-dupont -a codex`. Or copy the skill folder (biz-dupont in asgard-ai-platform/skills) into .agents/skills/biz-dupont in your project. Codex loads it when a task matches its description.

Can I use Biz Dupont in Cursor, Gemini CLI or GitHub Copilot?

Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add asgard-ai-platform/skills --skill biz-dupont -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/biz-dupont, .gemini/skills/biz-dupont, .github/skills/biz-dupont and .opencode/skills/biz-dupont in your project.

What does Biz Dupont need to run?

Going by SKILL.md and its folder, Biz Dupont needs Python for the scripts in its folder and the command-line tools its instructions call (python). Our summary lists: Python 3.

Does Biz Dupont access the network?

SKILL.md contains no URLs. Any network use would come from the scripts or tools the agent runs. This is read from the text; nothing was executed.

Is Biz Dupont safe to install?

Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. The check reads SKILL.md only: the scripts in the folder are not scanned, so read them before running anything.

What licence does Biz Dupont use?

Biz Dupont is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.

How many tokens does Biz Dupont use?

About 1.4k tokens (SKILL.md is roughly 5.7k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full. Its references folder adds about 2.1k tokens, read only when the agent opens those files.

What are the alternatives to Biz Dupont?

Skills that share tags, products or a category with Biz Dupont: Technical Analyst (tradermonty/claude-trading-skills, 3k stars), Theme Detector (tradermonty/claude-trading-skills, 3k stars), Creating Financial Models (Chen-zexi/open-ptc-agent, 729 stars) and Stock API (zhangxiangliang/stock-api, 2k stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.

Who maintains Biz Dupont?

asgard-ai-platform (a GitHub organization) maintains it in asgard-ai-platform/skills, which has 242 GitHub stars. The repository holds 207 skills in this directory. The repository was last updated on June 6, 2026.

Source: asgard-ai-platform/skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.