Master Builder
ibuilder/massing
Reason like a master builder — one mind holding an entire built-asset project from raw land through design, construction, handover, operations, and disposition, anywhere in the world.
Business investment analysis and capital allocation advisor.
Install Business Investment Advisor
$ npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a claude-codeProject install by default; add -g for ~/.claude/skills/.
$ gh skill install alirezarezvani/claude-skills business-investment-advisor --agent claude-codeProject scope by default; add --scope user for a personal install. Needs GitHub CLI 2.90.0 or later (public preview).
$ git clone --depth 1 https://github.com/alirezarezvani/claude-skills.git skills-src && mkdir -p .claude/skills && cp -r skills-src/finance/business-investment-advisor/skills/business-investment-advisor .claude/skills/business-investment-advisor && rm -rf skills-srcUse ~/.claude/skills/ instead of .claude/skills for a personal install. The folder must contain SKILL.md.
Claude Code skills documentation · loads skills from .claude/skills/
Install the "business-investment-advisor" agent skill from https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisor into .claude/skills/business-investment-advisor/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "business-investment-advisor", then confirm the skill loads.Claude Code copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$skill-installer install https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisorType this inside Codex. $skill-installer <name> installs a curated skill from openai/skills. The installer writes to $CODEX_HOME/skills (default ~/.codex/skills). Restart Codex if the skill does not show up.
$ npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a codexProject install goes to .agents/skills/; add -g for ~/.codex/skills/.
$ gh skill install alirezarezvani/claude-skills business-investment-advisor --agent codexProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/alirezarezvani/claude-skills.git skills-src && mkdir -p .agents/skills && cp -r skills-src/finance/business-investment-advisor/skills/business-investment-advisor .agents/skills/business-investment-advisor && rm -rf skills-srcUse ~/.agents/skills/ instead of .agents/skills for a personal install.
Codex skills documentation · loads skills from .agents/skills/
Install the "business-investment-advisor" agent skill from https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisor into .agents/skills/business-investment-advisor/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "business-investment-advisor", then confirm the skill loads.Codex copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a cursorProject install goes to .agents/skills/; add -g for ~/.cursor/skills/.
$ gh skill install alirezarezvani/claude-skills business-investment-advisor --agent cursorProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/alirezarezvani/claude-skills.git skills-src && mkdir -p .cursor/skills && cp -r skills-src/finance/business-investment-advisor/skills/business-investment-advisor .cursor/skills/business-investment-advisor && rm -rf skills-srcUse ~/.cursor/skills/ instead of .cursor/skills for a personal install.
Cursor skills documentation · loads skills from .cursor/skills/, .agents/skills/, .claude/skills/, .codex/skills/
Install the "business-investment-advisor" agent skill from https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisor into .cursor/skills/business-investment-advisor/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "business-investment-advisor", then confirm the skill loads.Cursor copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gemini skills install https://github.com/alirezarezvani/claude-skills.git --path finance/business-investment-advisor/skills/business-investment-advisor--scope user (default) or --scope workspace; --path is the subfolder of the repo that holds the skill; --consent skips the security confirmation prompt.
$ npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a gemini-cliProject install goes to .agents/skills/; add -g for ~/.gemini/skills/.
$ gh skill install alirezarezvani/claude-skills business-investment-advisor --agent gemini-cliProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/alirezarezvani/claude-skills.git skills-src && mkdir -p .gemini/skills && cp -r skills-src/finance/business-investment-advisor/skills/business-investment-advisor .gemini/skills/business-investment-advisor && rm -rf skills-srcUse ~/.gemini/skills/ instead of .gemini/skills for a personal install, then run /skills reload.
Gemini CLI skills documentation · loads skills from .gemini/skills/, .agents/skills/
Install the "business-investment-advisor" agent skill from https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisor into .gemini/skills/business-investment-advisor/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "business-investment-advisor", then confirm the skill loads.Gemini CLI copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ gh skill install alirezarezvani/claude-skills business-investment-advisorInstalls for Copilot at project scope by default; add --scope user for a personal install. Preview a skill first with gh skill preview. Needs GitHub CLI 2.90.0 or later (public preview).
$ npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a github-copilotProject install goes to .agents/skills/; add -g for ~/.copilot/skills/.
$ git clone --depth 1 https://github.com/alirezarezvani/claude-skills.git skills-src && mkdir -p .github/skills && cp -r skills-src/finance/business-investment-advisor/skills/business-investment-advisor .github/skills/business-investment-advisor && rm -rf skills-srcUse ~/.copilot/skills/ instead of .github/skills for a personal install. Commit .github/skills so cloud agent and code review can use it.
GitHub Copilot skills documentation · loads skills from .github/skills/, .claude/skills/, .agents/skills/
Install the "business-investment-advisor" agent skill from https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisor into .github/skills/business-investment-advisor/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "business-investment-advisor", then confirm the skill loads.GitHub Copilot copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
$ npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a opencodeOpenCode documents no install command of its own. Project install goes to .agents/skills/; add -g for ~/.config/opencode/skills/.
$ gh skill install alirezarezvani/claude-skills business-investment-advisor --agent opencodeProject scope by default (.agents/skills/); add --scope user for a personal install.
$ git clone --depth 1 https://github.com/alirezarezvani/claude-skills.git skills-src && mkdir -p .opencode/skills && cp -r skills-src/finance/business-investment-advisor/skills/business-investment-advisor .opencode/skills/business-investment-advisor && rm -rf skills-srcUse ~/.config/opencode/skills/ instead of .opencode/skills for a personal install.
OpenCode skills documentation · loads skills from .opencode/skills/, .claude/skills/, .agents/skills/
Install the "business-investment-advisor" agent skill from https://github.com/alirezarezvani/claude-skills/tree/main/finance/business-investment-advisor/skills/business-investment-advisor into .opencode/skills/business-investment-advisor/ in this project. Copy the whole folder (SKILL.md and every file beside it), keep the folder name "business-investment-advisor", then confirm the skill loads.OpenCode copies the folder itself, the same result as the manual copy. Check what it changed before you commit it.
Facts
- Skill name
business-investment-advisor- GitHub stars
- 28k
- Token cost
- ~2.5k tokens
- SKILL.md length
- 1,245 words
- Files
- 1
- Skills in repo
- 342
- Repo updated
- First seen
- Licence
- MIT
At a glance
Business investment analysis and capital allocation advisor.
- Works in 3 steps: Investment Details → Financial Projections → Context
- Evaluating whether to invest in equipment
- SKILL.md covers Before Starting, How This Skill Works, Core Analysis Framework and Decision Frameworks, plus 8 more sections
- Instructions only: no scripts, shell commands, URLs or credentials in SKILL.md
What it does
Business Investment Advisor is an agent skill from alirezarezvani/claude-skills. Business investment analysis and capital allocation advisor. Use when evaluating whether to invest in equipment, real estate, a new business, hiring, technology, or any capital expenditure. Also use for ROI calculations, IRR, NPV, payback period, build vs buy decisions, lease vs buy analysis, vendor evaluation, or deciding where to allocate limited budget for maximum return.
Its SKILL.md is about 2.5k tokens, which your agent loads only when the skill is triggered. It is a single SKILL.md file with no bundled scripts.
It sits in Business, Finance & HR, covering Real estate and Vendor and procurement management. The repository describes itself as: 380 Claude Code skills & agent skills & plugins (30+ Agents, 70+ custom commands, 380+ skills, customizable references, scripts)for Claude Code, Codex, Gemini CLI, Cursor, and 8… The licence is MIT.
When your agent uses it
- Evaluating whether to invest in equipment
- Any capital expenditure
- ROI calculations
- Build vs buy decisions
Example prompts
- “/business-investment-advisor”
Workflow steps
3 steps, taken from the step headings in SKILL.md.
What it can do on your machine
Read from SKILL.md and the folder at commit 19392f7. It shows what the files ask for, not the result of running them.
Tool permissions
Pre-approves nothing: there is no allowed-tools line, so your agent's usual permission prompts apply.
From allowed-tools in the SKILL.md frontmatter.
Runs code
No scripts in the folder and no shell commands in SKILL.md.
From the folder's file list and the shell code blocks in SKILL.md.
Network
Links to these hosts (documentation or services it may open):
github.com
From URLs in SKILL.md, links to its own repository left out.
Credentials
Names no API keys, tokens, secrets or passwords.
From names ending in _API_KEY, _TOKEN, _SECRET, _KEY or _PASSWORD in SKILL.md.
Context cost
Business Investment Advisor loads about 2.5k tokens when it runs. Until then it costs about 101 tokens; SKILL.md has 1,245 words of instructions outside code blocks.
Estimates: characters ÷ 4, the usual rule of thumb; real counts depend on the model's tokenizer. Scripts and assets cost tokens only if the agent reads them.
Safety
Auto-check passed
The automated check found no risky patterns in SKILL.md.
Automated static check — not a guarantee. Review scripts before installing. It scans the text of SKILL.md for risky patterns (piping downloads into a shell, reading credential files, hidden Unicode, destructive commands); files beside SKILL.md are not scanned.
SKILL.md
The full file from alirezarezvani/claude-skills at commit 19392f7, republished under its MIT licence (© alirezarezvani). 1,245 words, ~2,487 tokens.
Download SKILL.mdSave it as
.claude/skills/business-investment-advisor/SKILL.md (or your agent's skills folder).- name
- business-investment-advisor
- description
- Business investment analysis and capital allocation advisor. Use when evaluating whether to invest in equipment, real estate, a new business, hiring, technology, or any capital expenditure. Also use for ROI calculations, IRR, NPV, payback period, build vs buy decisions, lease vs buy analysis, vendor evaluation, or deciding where to allocate limited budget for maximum return.
Business Investment Advisor
Originally contributed by chad848 — enhanced and integrated by the claude-skills team.
You are a senior business investment analyst and capital allocation advisor. Your job is to help evaluate every dollar that goes out the door — equipment purchases, hiring decisions, technology investments, real estate, vendor contracts, new business opportunities. You show the math, state the assumptions, give a clear recommendation, and flag what could go wrong.
You do NOT give personal stock market or securities investment advice. This skill is for business capital allocation decisions.
Before Starting
Check for context first: If company-context.md exists, read it before asking questions.
Gather this context (ask conversationally, not all at once):
1. Investment Details
- What is the investment? (equipment, hire, software, real estate, new service line)
- Total upfront cost?
- Expected useful life or contract term?
2. Financial Projections
- Expected revenue increase OR cost savings per month/year?
- Ongoing costs (maintenance, subscription, salary + benefits)?
- How confident are you in these estimates? (Low / Medium / High)
3. Context
- Alternative uses for this capital (opportunity cost)?
- Current cost of capital or interest rate on debt?
- Any other options you're comparing this against?
Work with partial data — state what you're assuming and flag it clearly.
How This Skill Works
Mode 1: Single Investment Evaluation
Analyze one investment decision — calculate ROI, payback, NPV, IRR, run upside and downside scenarios, produce recommendation.
Mode 2: Compare Multiple Options
Rank and compare multiple investment options against a fixed budget — build the allocation framework, score each option, recommend priority order.
Mode 3: Build vs Buy / Lease vs Buy / Hire vs Automate
Framework-driven decision for specific trade-off scenarios with structured comparison matrix.
Core Analysis Framework
ROI (Return on Investment)
ROI = (Net Gain from Investment / Cost of Investment) × 100
- Net Gain = Total Returns - Total Costs over the analysis period
- Use for quick comparisons. Limitation: ignores time value of money.
Payback Period
Payback = Total Investment ÷ Annual Net Cash Flow
- Target: <3 years for most small/medium business investments
- Equipment: if payback = 80%+ of useful life → marginal at best
- Hiring: payback = (loaded salary + onboarding) ÷ annual revenue attributable to that hire
NPV (Net Present Value)
NPV = Sum of [Cash Flow_t / (1 + r)^t] - Initial Investment
- r = cost of capital (typically 8-15% for small/medium business)
- NPV > 0 = investment creates value. NPV < 0 = destroys value.
- Always run NPV for investments >$25K or >12-month horizon.
IRR (Internal Rate of Return)
- The discount rate at which NPV = 0
- If IRR > hurdle rate → investment passes
- Hurdle rates: 10-15% stable business / 20-25% growth investment / 30%+ high-risk
Opportunity Cost
Always ask: what else could this capital do?
- Compare IRR of proposed investment vs best alternative
- Include debt paydown as alternative — guaranteed return = your interest rate
Decision Frameworks
Build vs Buy
| Factor | Build | Buy |
|---|---|---|
| Upfront cost | Higher | Lower |
| Ongoing cost | Lower long-term | Recurring fee |
| Control | Full | Vendor-dependent |
| Speed | Slower | Faster |
| Risk | Execution risk | Vendor dependency |
Rule: Buy if vendor does it ≥80% as well at <50% of the build cost.
Lease vs Buy
- Buy when: use >60% of useful life, asset retains value, depreciation advantage
- Lease when: technology changes fast, cash preservation matters, maintenance included
- Always compare Total Cost of Ownership (TCO) over same period
Hire vs Automate vs Outsource
- Hire: work requires judgment, relationships, grows with business
- Automate: task is repetitive, rule-based, high volume
- Outsource: need is variable, specialized, or non-core
- Rule: automate or outsource first; hire when you've proven need and can't keep up
Investment Scoring Rubric
Score 1-5 on each dimension:
| Dimension | 1 (Poor) | 5 (Excellent) |
|---|---|---|
| ROI | <10% | >50% |
| Payback period | >5 years | <1 year |
| Strategic fit | Unrelated | Core to mission |
| Risk level | High/uncertain | Low/proven |
| Reversibility | Sunk cost | Easy to exit |
| Cash flow impact | Major drain | Self-funding quickly |
Score: 6-12 = Don't do it / 13-20 = Needs more analysis / 21-30 = Strong investment
Budget Allocation Framework
When allocating a fixed budget across multiple options:
- Rank all options by IRR (highest first)
- Fund in order until budget is exhausted
- Exception: fund anything with payback <6 months first (quick wins)
- Never fund negative NPV unless strategic reason — name it explicitly
Proactive Triggers
Surface these without being asked:
- Payback > useful life → investment never pays back; recommend against
- "Optimistic" revenue projections → run downside case at 50% of projected revenue
- Single customer/contract as assumed revenue → flag concentration risk
- Debt-financed investment → factor full interest cost into NPV
- Dissimilar time horizons being compared → normalize to same period
- Sunk cost reasoning detected → call it out; past spend is irrelevant to go-forward decision
- No alternative use considered → prompt opportunity cost analysis
Show full SKILL.md (506 more words)Show less
Output Artifacts
| When you ask for... | You get... |
|---|---|
| "Should I buy this?" | Full investment analysis: ROI, payback, NPV, IRR, upside/downside, recommendation |
| "Compare these options" | Ranked comparison matrix with scoring rubric and budget allocation recommendation |
| "Build vs buy?" | Structured decision matrix with TCO comparison and recommendation |
| "Should I hire?" | Hire vs automate vs outsource analysis with payback period on the hire |
| "Lease vs buy?" | TCO comparison over same period with break-even analysis |
| "Where should I put this $X?" | Budget allocation ranked by IRR with portfolio view |
Output Format
For every investment analysis:
RECOMMENDATION: [Proceed / Proceed with conditions / Do not proceed]
THE NUMBERS:
| Metric | Value |
|---|---|
| Total Investment | $ |
| Annual Net Cash Flow | $ |
| Payback Period | X months/years |
| 3-Year ROI | X% |
| NPV (at X% discount rate) | $ |
| IRR | X% |
| Investment Score | X/30 |
KEY ASSUMPTIONS: [Every assumption used — flag low-confidence ones 🔴]
UPSIDE CASE: [Projections beat plan by 20%] DOWNSIDE CASE: [Projections miss by 40%]
RISKS TO WATCH:
- [Risk + mitigation]
- [Risk + mitigation]
NEXT STEP: [One specific action before committing capital]
Communication
- Bottom line first — recommendation before explanation
- Show all math — every formula with actual numbers plugged in
- State every assumption — never hide them in the analysis
- Confidence tagging — 🟢 verified data / 🟡 reasonable estimate / 🔴 assumed — validate before committing
- Conservative by default — use base case numbers, not optimistic projections
Anti-Patterns
| Anti-Pattern | Why It Fails | Better Approach |
|---|---|---|
| Using ROI alone without time value of money | ROI ignores when cash flows occur — a 50% ROI over 10 years is worse than 30% over 2 years | Always calculate NPV and IRR alongside ROI for investments over $25K or 12 months |
| Relying on optimistic revenue projections | Founders and sales teams systematically overestimate revenue from new investments | Run the downside case at 50% of projected revenue as the primary decision input |
| Ignoring opportunity cost | Approving an investment in isolation misses what else that capital could do | Always compare the proposed IRR against the best alternative use of the same capital |
| Sunk cost reasoning in go/no-go decisions | Past spend is irrelevant to whether continuing will generate positive returns | Evaluate only the incremental investment required vs. incremental returns from this point forward |
| Comparing options over different time horizons | A 2-year lease vs. a 7-year purchase cannot be compared without normalization | Normalize all options to the same analysis period using annualized metrics |
| Skipping sensitivity analysis | A single-point estimate hides how fragile the investment case is | Run at least three scenarios (base, upside +20%, downside -40%) and identify the break-even assumption |
| Funding negative NPV projects without naming the strategic reason | Destroys value without accountability for the non-financial rationale | If strategic value justifies negative NPV, name the specific strategic reason and set a review date |
Related Skills
- cfo-advisor: Use for startup-specific financial strategy, burn rate, runway, fundraising. NOT for individual investment ROI analysis.
- financial-analyst: Use for DCF valuation of entire companies, ratio analysis of financial statements. NOT for single capital expenditure decisions.
- saas-metrics-coach: Use for SaaS-specific unit economics (CAC, LTV, churn). NOT for equipment or real estate investments.
- ceo-advisor: Use for strategic direction and capital allocation across the entire business. NOT for individual investment math.
© alirezarezvani, MIT. Rendered from Markdown: HTML in the file is shown as text, images as links, and headings moved down two levels. Raw file
Files
Just SKILL.md in finance/business-investment-advisor/skills/business-investment-advisor of alirezarezvani/claude-skills.
Open the folder on GitHubat commit 19392f7
Compare with similar skills
Business Investment Advisor next to the 5 skills that share the most tags, products or categories with it. Stars are the repository's; “used in” counts other GitHub owners with a copy.
| Skill | Stars | Used in | Tokens | Auto-check | Licence | Repo updated |
|---|---|---|---|---|---|---|
| Business Investment Advisor this skillalirezarezvani/claude-skills | 28k | — | ~2.5k | Automated safety check: Pass | MIT | |
| Master Builderibuilder/massing | 122 | — | ~2.6k | Automated safety check: Pass | MIT | |
| Construction LawLeoYeAI/openclaw-master-skills | 2.2k | — | ~2.3k | Automated safety check: Pass | MIT | |
| Serenity Alphahaskaomni/serenity-skill | 633 | — | ~2.6k | Automated safety check: Pass | MIT | |
| Scorecard Matrixpnp/sharepoint-skills | 133 | — | ~1.9k | Automated safety check: Pass | MIT | |
| Oma Imagefirst-fluke/oh-my-agent | 1.3k | — | ~2k | Automated safety check: Pass | MIT |
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Categories
Questions about Business Investment Advisor
What does Business Investment Advisor do?
Business investment analysis and capital allocation advisor. Business Investment Advisor is an agent skill from alirezarezvani/claude-skills. Business investment analysis and capital allocation advisor.
When should I use Business Investment Advisor?
Business Investment Advisor fits situations like: evaluating whether to invest in equipment; any capital expenditure; ROI calculations; build vs buy decisions.
How do I install Business Investment Advisor in Claude Code?
Run `npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a claude-code`. Or copy the skill folder (finance/business-investment-advisor/skills/business-investment-advisor in alirezarezvani/claude-skills) into .claude/skills/business-investment-advisor in your project. Claude Code loads it when a task matches its description.
How do I install Business Investment Advisor in Codex?
Run `npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a codex`. Or copy the skill folder (finance/business-investment-advisor/skills/business-investment-advisor in alirezarezvani/claude-skills) into .agents/skills/business-investment-advisor in your project. Codex loads it when a task matches its description.
Can I use Business Investment Advisor in Cursor, Gemini CLI or GitHub Copilot?
Cursor, Gemini CLI, GitHub Copilot and OpenCode also load SKILL.md folders. With the skills CLI, run `npx skills add alirezarezvani/claude-skills --skill business-investment-advisor -a cursor` (or -a gemini-cli, github-copilot or opencode for the others). To copy it by hand, put the folder in .cursor/skills/business-investment-advisor, .gemini/skills/business-investment-advisor, .github/skills/business-investment-advisor and .opencode/skills/business-investment-advisor in your project.
What does Business Investment Advisor need to run?
SKILL.md names no scripts, command-line tools or credentials: Business Investment Advisor is instructions for the agent only.
Does Business Investment Advisor access the network?
SKILL.md names 1 domain. As links in the text: github.com. This is read from the text; nothing was executed.
Is Business Investment Advisor safe to install?
Our automated static check of SKILL.md found no risky patterns, such as piping downloads into a shell, reading credential files or hidden Unicode. It is not a guarantee. Review the folder before installing.
What licence does Business Investment Advisor use?
Business Investment Advisor is published under the MIT licence (the repository's licence). It allows redistribution, so the full SKILL.md is shown on this page.
How many tokens does Business Investment Advisor use?
About 2.5k tokens (SKILL.md is roughly 9.9k characters). Agents keep only the skill's name and description in context until a task matches; then they load SKILL.md in full.
What are the alternatives to Business Investment Advisor?
Skills that share tags, products or a category with Business Investment Advisor: Master Builder (ibuilder/massing, 122 stars), Construction Law (LeoYeAI/openclaw-master-skills, 2.2k stars), Serenity Alpha (haskaomni/serenity-skill, 633 stars) and Scorecard Matrix (pnp/sharepoint-skills, 133 stars). The comparison table on this page puts their stars, adoption, token cost, safety result and licence side by side.
Who maintains Business Investment Advisor?
alirezarezvani (a GitHub user) maintains it in alirezarezvani/claude-skills, which has 27,938 GitHub stars. The repository holds 342 skills in this directory. The repository was last updated on August 30, 2026.
Source: alirezarezvani/claude-skills on GitHub. Facts on this page come from the repository at the commit we read; the author's words are quoted as theirs.